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UnderwriterSanta Clarita, CaliforniaApplyType:Direct-HireCategory:OtherCompensation Range:100000.00 - 100000.00 YearlyJob ID:151497Date Posted:04/17/2020Stable, busy Mortgage Banker looking for a DE Underwriter (withcurrent CHUMS) to work on site (Santa Clarita, CA) or REMOTESummary:The Underwriter will evaluate residential loan application packages and determine program eligibility and credit worthiness of consumer.Duties:
Underwrite residential mortgage loans in accordance with FNMA, FHLMC, FHA and VA internal guidelines ensuring compliance with company and investor standards
Review and analyze borrower profiles, credit reports, title reports, income documentation and assets, including complex business returns.
Review appraisals for accurate property valuation
Demonstrate proficiency in automated underwriting applications and ability to assess results
Manage individual pipeline on a daily basis by completing new underwriting reviews, condition reviews and other underwriting tasks within established turn times.
Communicate with processing and sales to provide updates, clarification on outstanding conditions and deficiencies identified on loans, and to assist in interpreting underwriting guidelines
Discuss marginal loans with Underwriting Manager before suspending or declining a file
Works with the post-closing team to resolve any issues
Provide loan scenario support to sales and processing teams
Perform condo project reviews
Experience, Skills, and Abilities:
Minimum of 6 years recent full time Mortgage Underwriting experience
Proficiency with DU and LP, FHA Connection and VA Portal
Knowledge of FHMA, FHLMC, FHA and VA guidelines
Active DE Chums a MUST
SARS/LAAP preferred
Self-starter, self-reliant, dependable, ability to meet specific time restraints
Flexibility in decision making with strong problem-solving skills
Customer service driven
Must be able to work overtime as needed
Generous base, $50.00 bonus for underwritten each loan, paid overtime, very stable company and team.Apply
Vacancy expired!