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Job Description:Role Summary/Purpose:This role is responsible for leading acquisition fraud strategy development effort by managing analytical projects, designing analysis plan and formulating recommendations. This role will work with cross-functional teams to ensure strategy is approved, implemented on time and performance as expected. They will also proactively identify strategy and process gaps, implement solutions to mitigate potential loss, and lead strategic initiatives and integration of new tools and models.Essential Responsibilities:
Use SAS/advanced programming to conduct fraud reporting, pattern analysis and True Name Fraud (TNF) strategy development, validation, testing and implementation
Lead entire clients strategy development & recommendation and work directly with PCMs and client teams
Proactively lead strategic initiatives and Integrate new tools and models into TNF strategies
Drive enhanced strategy using champion/challenger learnings to reduce fraud and improve customer experience
Lead remediation effort and coordination on fraud attack events
Represent TNF team during new clients onboarding and recommend strategy and process as appropriate
Build for future by understanding industry, economic and business needs
Analyze and explore data to find innovative solution to combat latest fraud pattern
Meet assigned deadlines and perform tasks as assigned
Complete required strategy documentation and meet audit standard
Work closely with implementation team to ensure strategy implemented correctly via pre and post implementation validation
Provide direction and support to other team members including mentorship
Perform other duties and/or special projects as assigned
Qualifications/Requirements:
Bachelor's degree and 5+ years’ experience with data/analytics or credit/fraud in the financial services industry; in lieu of Bachelor's Degree, 9 years’ experience with data/analytics or credit/fraud in the financial services industry
Minimum 5 years’ experience in retail, business or private label credit
Minimum 5 years’ experience in Risk Strategy Development and / or Management
Minimum 4 years’ Project Management experience
Minimum 5 years’ experience with model risk management, operational and regulatory risk, and governance
Demonstrated expert proficiency with SAS and/or SQL programming, Model builder
Expert level proficiency with Excel
Desired Characteristics:
Degree in Economics, Finance, Mathematics Criminal Justice, Business, and Statistics strongly preferred
Superb communication skills and experience with interacting successfully at all levels within the RCF organization
Outstanding collaborative and team management style
Ability to multitask and perform in a fast-paced environment
Demonstrated problem solving and critical thinking skills
Fraud/consumer finance experience a plus
Experience with Genasys, Surveyor and Edison platform a plus
Experience with CDCI, PDR and CLBP2 database a plus
Experience with Python, R a plus
Green Belt Certified
Proven ability to work with data sources, data warehouses and database tools
Proven ability to successfully manage and implement projects on time & on budget
Proven ability to communicate with all levels of employees, management and clients
Eligibility Requirements:
You must be 18 years or older
You must have a high school diploma or equivalent
You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process
You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months’ time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 24 months’ time in position before they can post. All internal employees must have at least a “consistently meets expectations” performance rating and have approval from your manager to post (or the approval of your manager and HR if you don’t meet the time in position or performance requirement).
Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening.All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.Reasonable Accommodation Notice:
Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.
If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am – 5pm Monday to Friday, Central Standard Time.
The salary range for this position is 70,000.00 - 150,000.00 USD AnnualSalaries are adjusted according to market in CA and Metro NY and some positions are bonus eligible.Grade/Level: 11Job Family Group:Risk ManagementWith roots in consumer finance that trace back to 1932, Synchrony Financial is a leader in consumer credit and promotional financing, providing a range of products for a diverse group of national and regional retailers; including Main Street mainstays, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. We are the largest provider of private label credit cards in the United States based on purchase volume and receivables and we provide co-branded dual card credit cards, promotional financing and installment lending, loyalty programs and FDIC-insured savings products through Synchrony Bank. Who do we serve? Hundreds of thousands of customers across the U.S. and Canada spanning the electronics and appliances, home furnishings, automotive, power products and sports, jewelry and luxury, retail and healthcare industries.Our purpose is clear: we are committed to pioneering the future of financing, improving the success of every business we serve and the quality of each life we touch. This is fitting because when you join Synchrony Financial, you’re joining an organization that recognizes that our people are our greatest asset —every single one of them. That’s why we are deeply committed to investing in the growth of each member of our team. And with 80 years of experience, we know how to develop talent. At Synchrony Financial, we work hard to offer competitive rewards, compensation and benefits. When you join us, you become part of a stimulating work environment with vast opportunities to sharpen your skills and embrace new leadership challenges.
Vacancy expired!