Community Home Loan Originator II

26519 Community Home Loan Originator II (Open)Job Category:Grade 08Location: 6630 Delmar Blvd., University City, Missouri 63130Job Expectations:How would you like to work for a great company that offers career growth and values your skills and experience? For over 150 years, Commerce Bank has built a strong reputation as a “Super Community” bank and is recognized as an industry leader. In today's growing and competitive financial services industry, we look for creative and innovative solutions to meet the needs of our customers. To achieve our results, we recruit the best and brightest employees who ask, listen and solve to meet our customers’ needs!Job SummaryThe main purpose of this job is to support and enhance Commerce Bank's community relationships with various non-profits, undeserved communities, housing organizations, and community outreach entities. The CHL Originator will also be responsible for creating community awareness regarding Commerce Bank’s mortgage products, services, and programs and encourage home ownership through networking events and community-related and bank sponsored seminars.Essential Functions- Actively promote Commerce Bank's affordable housing products in targeted areas.- Originate CRA-eligible residential mortgage loans in accordance with the bank's policies and procedures.- Establish a strong presence for Commerce Bank in the assigned market by developing relationships with realtors and community development groups.- Work with non-profits and other community organizations to provide home ownership and financial education.- Attend Community Seminars/Workshops/Training.- Meet with community partners, prospects, or other CRA qualified contacts to educate on Commerce Bank's products and services.- Educate Retail Branch Staff on Affordable Home Mortgage Products.- Provide weekly report to management for previous week's CRA involvement/activities.Work Schedule- Full Time, 40 hours per weekKnowledge, Skills, & Abilities- Thorough understanding of FHA, VA, and Conventional mortgage programs.- Have a strong network of community groups and non profit organizations in market area.- Superior customer service skills.- Excellent verbal and written communication skills.Education/Experience- Required: - High School Diploma or Equivalent. - 5+ years’ experience in sourcing and/or originating Community Development related first mortgage loans primarily in a regulated financial institution environment - Significant relationships/connections with Realtors, Non-Profits, Civic Leaders and other organizations that specialize in Community Development lending substantiated by referrals, letters of recommendation, public recognition, awards, etc. - Evidence of 50 units or more annual loan production with the majority from Majority Minority or Low Income census tracts. - Must possess NMLS License.-Preferred: - Bachelor's Degree or Equivalent.For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you’ll be asked to authorize our review of that record and maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements.Time Type:Full timeJoin our winning team.If you’re looking for something more than just another job, we’re looking for you. We’re searching for people with a make-it-happen attitude who also want to make a difference. At Commerce Bank, we take the time to really get to know our customers. Then we work together to help them achieve their goals. It’s a great feeling. We are committed to always bringing our best, which means we are constantly looking for the best to join us. Does that sound like you? Commerce Bank has been awarded numerous awards for our company culture. We have been included on distinguished lists such as Forbes’ Best Midsized Employers, Forbes’ Best Employers for Women, and Korn Ferry’s Engaged Performance Award. You’ll see the difference for yourself when you join the team. Our policy is to provide equal opportunity to all qualified candidates and employees without regard to gender, race or ethnic background, age, religion, sexual orientation, national origin, marital status, veteran status, disability or any other non-job related factors.