Senior Credit Analyst Canandaigua National Bank & Trust Location: Pittsford, NY (Hybrid position)What does a Credit Analyst do? A Credit Analyst is responsible for analyzing financial and credit information for potential and existing customers to assess customer creditworthiness; achieving goals as established in the assigned department’s annual operating plan; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the credit analysis function; communicating with appropriate personnel; maintaining appropriate records and providing assigned reports.What competencies are needed to be successful in this role?
A BS or BA degree in Accounting, Business, or related field normally required.
A minimum of five (5) years related experience.
Excellent communication skills and strong attention to detail.
Proficiency with a PC and associated programs (such as Microsoft Office)
What does a successful first year in this position look like?
Analyze financial and credit information for potential and existing customers to assess customer creditworthiness.
Receive data on prospective and active borrowing accounts, i.e., financial statements, credit reports, and interview and investigation sheets.
Prepare cash flow and collateral analyses for larger dollar/more complex requests; provides a written summary of borrower’s financial performance.
Assess the strengths and weaknesses of the credit relationship.
Research potential borrower’s company and industry either via Internet or publications.
Provide thorough documentation of all financial analysis work, including ratios and other related information.
What makes working at CNB different? At CNB, we are Investing in You. Our strong corporate culture is based upon seven Core Values: Honesty and Integrity, Responsibility, Teamwork, Respect, Innovation, Professionalism, and Commitment. Our culture nurtures passionate employees and offers great rewards including:
Medical, Dental, Vision, FSA, HSA options for both part-time and full-time employees. Medical coverage is also offered for domestic partners.
Paid Holidays, Vacation, and Sick time.
Retirement benefits that include a 401(k), Profit Sharing, and Employee Stock Ownership Plan (ESOP).
Training & Development Opportunities.
Tuition Assistance.
Volunteer Opportunities.
Award Winning Wellness program that promotes a solid work/life balance.
Banking perks and discount programs.
Our goal is to ensure that our bank, employees, and our community thrive and grow, now and for the next 125 years. We're in it for the long haul. What truly sets us apart from other financial institutions is the quality and commitment of our employees. We've assembled a diverse team of people who share a primary focus: to provide exceptional service for our customers.As an organization, we are committed to hiring, training, developing, promoting, and celebrating employees from historically disadvantaged groups. At CNB, we welcome the unique contributions that you can bring in terms of ethnicity, race, sex, gender identity and expression, nation of origin, age, languages spoken, veteran’s status, religion, disability, sexual orientation, education, and culture.As the only local, full-service, community-owned financial institution in the Rochester area, Canandaigua National Bank & Trust is Investing in You. If you want to be a part of something special, join us today!Compensation range- $70,000-$90,000The actual salary offered within the range is dependent on a variety of factors including, but not limited to, relevant experience, qualifications, skills, level offered, and performance expectations.Canandaigua National Corporation and its subsidiaries encourage diversity in the workplace; we are an Equal Opportunity Employer. Minority/Female/Sexual Orientation/Gender Identity/Disability/Veteran.