Job Details

ID #1092669
State Tennessee
City Chattanooga
Full-time
Salary USD TBD TBD
Source Tennessee
Showed 2018-09-28
Date 2018-09-21
Deadline 2018-11-20
Category Nonprofit
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Coordinator, Small Dollar Loan Program (Chattanooga)

Tennessee, Chattanooga 00000 Chattanooga USA

Vacancy expired!

Chattanooga Neighborhood Enterprise (CNE) was founded in 1986 with a mission to support and revitalize underserved neighborhoods by increasing owner-occupancy and eliminating substandard housing. The focus has expanded over the years to include neighborhood revitalization, financial empowerment through homeownership promotion and the construction of new affordable housing. CNE is a regional leader in affordable housing and community development, with high standards of performance and a desire to identify and implement creative ways to solve problems and empower residents in the community.

Summary:

CNE seeks a program manager to launch and operate our newly developed small dollar affordable consumer loans program. The loan program is operated under the Community Loan Center of Southeast Tennessee (CLCST). The CLCST loan product was created as an alternative to the predatory consumer loans available in the market place. The loans are offered through a network of employers who provide the loans as a benefit to their employees. The loans, repaid through payroll deduction, are available in amounts ranging from $400 up to $1,000 and are repaid over 12 months.

The Specialist is responsible for the overall relationship with employers including recruiting employers to participate in the program, providing technical assistance, conducting onsite training, fielding questions from employers and borrowers, conducting presentations about the small dollar loan program, recruiting potential business partners, and other administrative and technical functions associated with the Community Loan Center of Southeast Tennessee. The Specialist needs an entrepreneurial spirit, rigorous work ethic, and have a commitment to changing the landscape of payday and predatory lenders in the community.

Essential Job Function:

Identify and recruit employers to offer the small dollar lending program

Public speaking to explain program to various prospects

Train participating employers on how to inform employees of the loan program

Recruit and train employers on how to use website, verify employment, make payroll deductions and transfer loan payments through ACH.

Maintain relationships with participating employers

Work with marketing staff to manage CLCST website and program social media and create marketing collateral as required

Attend all meetings as appropriate to the position or to the Program

Track and report lending performance such as number of loan applications approved, funded and repaid

Coordinate with financial counseling staff to offer financial literacy to employers and employees

Maintain complete and accurate records of recruiting contacts

Maintain complete and accurate records of lending activities and loans

Handle customer website issues and complaints and take appropriate action to resolve them

Work with loan servicing staff to negotiate payment arrangements with customer who have delinquent loans

Insure compliance with statutes, regulations and policies used in administering the small dollar lending program

Continuously monitor successes and evaluate impact

Attend training sessions as required by management and Program

Work as a team member with other staff members to assist in all activities for the overall benefit of the organization.

Perform general office duties associated with role and program

Experience and Qualification Requirements:

Bachelor's degree or equivalent experience

Must be highly motivated and can work independently

Strong written, oral communication skills, as well as organizational skills

Proficient in Word, Excel and Outlook

Outside sales experience preferred

Vacancy expired!

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