Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce.   We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people.   While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.     We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale.  As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.   As a part of the Risk and Identity Solutions (RaIS) team, you will be responsible for developing critical risk and fraud prevention applications and services. Your work will involve: Idea Generation & Architecture: Contribute to the brainstorming, design, and architecture of new solutions. Development & Testing: Develop and test applications using bleeding-edge AI tools like ChatGPT, Claude, GitHub Copilot, and others. Innovation & Impact: Design new software solutions or refactor existing ones to enhance performance and maintainability, while making a significant impact on our products and services. Ideal Candidates: We're looking for software engineers who are passionate about solving challenging business problems and building applications that deliver exceptional user experiences. If you thrive in a dynamic environment and are ready to make a difference, we want you on our team. Responsibilities: Collaborative Leadership: Lead and collaborate with stakeholders (e.g., product owners, project managers, technical leads, architects) to define project requirements, leveraging an understanding of tradeoffs and project costs. Design and Architecture: Translate functional and non-functional requirements into system designs, ensuring components interact seamlessly across teams. Lead architecture discussions and refine design documents to meet non-functional requirements. Code Development and Reviews: Independently design and develop products, lead code reviews, and ensure adherence to coding standards. Provide guidance to team members and share best practices. Testing and Quality Assurance: Create and review complex test plans, identify test gaps, and ensure efficient execution of quality assurance testing. Proactively predict and address defects in software code. Tool Enhancement and Automation: Lead efforts to enhance, reuse, and identify new developer tools. Propose and implement automation to improve system and tool efficiency. Mentorship and Knowledge Sharing: Stay abreast of new trends and technologies, mentor other engineers, and share knowledge to improve product availability, reliability, efficiency, observability, and performance. Stakeholder Engagement: Engage with product engineering teams and product owners through code/design reviews, regular meetings, and participation in on-call rotations and incident responses. GenAI Innovation: Help contribute to product innovation and internal efficiency gains using bleeding edge AI tools. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.