Vacancy expired!
The CRA Analyst II administers the Bank’s Community Reinvestment Act (CRA) program by conducting analyses of the bank’s performance and compliance with the CRA regulations, compiling reports and dashboards to monitor and communicate results, and maintaining related electronic and written records. The CRA Analyst III proactively evaluates the bank’s performance relative to demographics and peers, using that analysis to drive recommendations for CRA performance objectives in our Bank’s CRA Assessment Areas. Conceives and develops CRA Strategic Plan metrics and Goals for areas of responsibility (e.g., CRA Assessment Areas, CRA Exam tests, etc.)Key Responsibilities:
Conducts analysis of CRA eligible lending, investment and service activity along with any other information requests.
Collects data from internal and external sources to compile and maintain reports and dashboards that document activities and analyses, such as CRA report cards, mortgage purchase maps and the Riegle-Neal Compliance report.
Updates and maintains CRA Lending analysis software and files; publishes departmental portal site.
Ensures all CRA program is/Exam-Ready/at all times. This includes ensuring CRA qualification, documentation, quality control and quality assurance of all CRA eligible activity in preparation for regulatory evaluations, exams, audits and reviews related to CRA.
Serves as CRA technical assistance expert to assigned team of Community Development Relationship Managers; answers questions regarding the CRA rules / eligibility / qualifications / etc. Elucidates about WNB CRA programs and systems. Assists with explaining new and existing requirements to Bank personnel. Informs CDRMs and Bank Personnel concerning new developments or initiatives.
Performs other job related duties or special projects as assigned.Competencies Required
Solid technology and internet skills, including advanced knowledge of report preparation (Excel).
Ability to learn the CRA data system management (Centrax).
Strong analytical skills with attention to detail and concern for data accuracy.
Self-starter who uses time effectively and efficiently meeting required deadlines.
Effective problem solving and communication skills, both written and verbal.
Strong knowledge of current CRA regulations and standards and ability to identify future potential changes in policies pertaining to the banking industry.
Thorough working knowledge of bank operations and lending processes.
Demonstrated ability to research, read, and interpret government regulations, technical reports, and legal documents.Minimum Qualifications/Experience
7 years of banking, research or analyst experience, or a demonstrated ability in a related CRA role.
Experience with CRA exams and evaluations preferred.Formal Education & Certification
Bachelor’s degree with an emphasis in compliance, finance, regulatory review, accounting, law, risk management or related discipline; or an equivalent amount of related work experience.
Industry recognized certification in Risk, Compliance or Audit, such as the Certified Regulatory Compliance Manager (CRCM) or completion of the American Bankers Association Compliance School preferred.Work Status
Full-Time
Supervisory Responsibility
None.
Travel
0% - Negligible amount of travel expected.
Working Conditions
Conditions involve lifting no more than ten pounds, sitting most of the time, but may involve walking, moving, or standing for brief periods, and occasionally lifting and carrying articles like files, ledgers, folders, etc.
Woodforest is an Equal Opportunity / Affirmative Action employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status, or other status protected by law or regulation.Job: Operations Organization: WOODFOREST NATIONAL BANK Title: CRA Analyst II - The Woodlands Location: Texas-The Woodlands Requisition ID: 039885
Vacancy expired!