Sr. Credit Risk AssociateThe Sr. Credit Risk Associate job manages credit risk management projects and processes to ensure that an appropriate framework exists for the monitoring, reporting and analysis of credit risk. While applying advanced knowledge, strong technical aptitude and understanding of database concepts, this job prepares relevant credit risk publications for the business units, senior management, regulatory reporting, risk officers, management committees, the Board of Directors and other stakeholders. This job designs and develops standard reports and dashboards, and leads ad hoc analytical projects with the goal of supporting efforts to ensure sound credit risk management systems and processes.Key Responsibilities and Duties
Evaluates credit risk of investment business activities to ensure that the activities are in compliance with related policies, procedures, limits, ratings, and guidelines.
Assists in the development of enterprise-wide consolidated credit risk reporting framework to ensure accuracy and integrity of data.
Supports the development and management of statistical models and logic rules engines to effectively monitor, measure, and manage credit risk.
Contributes to ad hoc requests including industry benchmarking, new product research, concentration analysis or development of insights relating to credit risk profiles and trends.
Ensures that reporting processes are well controlled and documented and performs variance analysis between risk information and financial data as needed.
Collaborates across the organization to ensure consistency in processes, assumptions, definitions and methodologies.
Develops process improvement action plans to resolve issues and optimizes processes to better manage, measure, and monitor credit risk.
Educational Requirements
University (Degree) Preferred
Work Experience
3+ Years Required; 5+ Years Preferred
Physical Requirements
Physical Requirements: Sedentary Work
Career Level7IC
Experience in SBA or Municipal Finance credit underwriting/loan review desirable.
Posting end date: 8/23/24#LI-Hybrid #LI-CM1Company SummaryEverBank provides nationwide banking services to consumer and commercial clients through a variety of channels, including online and mobile applications, as well as its Florida-based financial centers.VEVRAA Federal ContractorBenefits SummaryEverBank is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. EverBank strives to pay wages competitive with those prevailing in our geographic areas and industry.EverBank's Total Rewards package includes superior benefits such as, health, wellness and work life offerings that can help you achieve and maintain your best possible physical, emotional and financial well-being.EverBank prohibits pay discrimination on the basis of any protected characteristic.EverBank may require a background check as a condition of employment. Qualified applicants with arrest and/or conviction records will be considered in accordance with applicable federal, state, and local laws and regulations, including, but not limited to, any laws and regulations specifically pertaining to banks and federal contractors.EverBank seeks priority referrals of protected veterans for jobs at all locations within the state.Pay Range $101,150 to $136,850EEO StatementEverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.Pay Transparency Non-Discrimination ProvisionWe will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information. If you believe that you have experienced discrimination, contact OFCCP at 1.800.397.6251. TTY 1.877.889.5627. www.dol.gov/ofccp (https://urldefense.com/v3/http:/www.dol.gov/ofccp;L8-7AA!WETVLfn333rqXNYi0-qITSUktDEWiFnQqvstF1J-gO8B03ANdCf4ucPkrvzeJpXk8bwyTvLqjEa8-JEpoxwcjXaB$) .Machine Readable FilesThe Transparency in Coverage Final Rules require certain group health plans to disclose on a public website information regarding in-network provider rates and historical out-of-network allowed amounts and billed charges for covered items and services in two separate machine-readable files (MRFs). The MRFs for the benefit package options under are linked below:Machine Readable Files (MRFs) - Aetna